Guides · Last reviewed October 20, 2026
Trinity Health financial assistance (charity care) in 2026
Trinity Health offers 100% free care for uninsured patients with household income at or below 200% of the federal poverty level (about $66,000 for a family of four in 2026), with partial discounts up to 400%. Financial counselors can help, and you generally have 240 days from the date of care to apply.
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Trinity Health is one of the largest nonprofit Catholic health systems in the U.S., with dozens of hospitals across many states. Regional Trinity systems can set slightly different income thresholds, so check the policy for your specific hospital.
Who qualifies
- Free care (100% off): uninsured patients with household income at or below 200% of the federal poverty level — roughly $66,000 for a family of four in 2026.
- Discounted care: a partial discount for income between 201% and 400% of the poverty level.
- Elective services such as cosmetic surgery are usually not covered. If you may be eligible for Medicaid or a Marketplace plan, you may be asked to apply for those first.
Your protections under federal law
Trinity Health hospitals are nonprofit, so federal 501(r) rules apply:
- You get at least 240 days from your first bill after discharge to apply.
- The hospital must wait at least 120 days after the first bill before taking extraordinary collection actions.
- If you qualify, you can't be charged more than the amount generally billed to insured patients.
How to apply
- Ask your Trinity Health hospital's billing office or a financial counselor for a Financial Assistance Application — they can help you fill it out.
- Gather income documents: pay stubs, last year's tax return, or a benefits letter.
- Submit the application to your local facility or by mail, and keep a copy.
For the general steps that apply at any nonprofit hospital, see our hospital financial assistance guide.
Common questions
Who qualifies for free care at Trinity Health?
Uninsured patients with household income at or below 200% of the federal poverty level generally qualify for 100% free care, with partial discounts up to 400%. Some regional systems use slightly different thresholds.
How long do I have to apply for Trinity Health financial assistance?
You generally have at least 240 days from the date of care to apply. Financial counselors can help you complete the application.
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Sources
- Trinity Health: Financial Assistance (Uninsured) Policy (effective Nov 2025)
- IRS: Billing and collections — Section 501(r)(6)
Billmira is a self-help information tool, not a law firm, and this isn't legal or medical advice. Billmira is not affiliated with or endorsed by Trinity Health. Policies vary by facility and change over time; check the official policy for your hospital.